Earns interest daily

$10 minimum to open an account

No service charge if the account owner is under 19 years of age, or an account balance of at least $200 is maintained throughout the account cycle.

Statement Savings

Earns interest daily

$10 minimum to open the acount

No service charge if the account owner is under 19 years of age, or an account of at least $200 is maintained throughout the account cycle. If the balance maintained is less than $200, the service charge will be $1.

There is a $1 transaction fee per withdrawal after the 4th withdrawal in an account cycle.

An account statement will be mailed monthly.

Christmas Club

Earns interest daily

$10 minimum to open the account

No withdrawals are permitted

The account will be withdrawn to $1 and the funds will be mailed mid-November of each year.

There are no account fees assessed on this account .

Certificates of Deposit

Citizens is pleased to offer Certificates with terms ranging from 91 days to 5 years with minimum deposits as low as $500.

Please E-mail us for current account disclosures and rate information.

Individual Retirement Accounts